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Auto Insurance

Auto insurance is more complex than most people think.  It provides coverage for damage to both yourself and to others, in three important areas.  These are property, liability and medical, and within these areas there are six different types of coverage, as follows:

  1. Bodily injury - your liability for injury to others;
  2. Collision - payment for collision damage to your car;
  3. Property damage - your liability for damage to others' property;
  4. Medical payments - your liability for treating your and your passengers' injuries;
  5. Comprehensive - payment for non-collision damage to your car, and for its loss from theft;
  6. Uninsured driver - payment for damage by an uninsured, undersinsured or hit-and-run driver.

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